Bookkeeping & advisory for Canadian small businesses
Monthly bookkeeping and practical financial advice for businesses that sell services. See what you earned, what it cost to deliver, and what you can plan for next.
Bookkeeping and advisory only. Fixed monthly fee plus applicable taxes, published on the site.
Everything balanced. Bank, cards and supplier balances checked against the statements.
Sorted out. Income and delivery costs separated from overhead. Advance payments and prepaid expenses put in the right months.
Your numbers, in your inbox. What each part of the business made, what you owe, and which clients still need to pay.
Those dates run from when your feeds and receipts are in. If something's missing I'll tell you that day, not on day 10.
Closed by business day 10, every month
Clear books and practical financial advice
Fixed monthly fee plus applicable taxes, no add-ons
The details matter
Work is getting done and invoices are going out. That still doesn't tell you whether the work is paying for itself.
What gets missed
A busy month can look strong even when the work carries high delivery costs. One sales total hides which services are contributing and which need a closer look.
What I do
Income and direct costs organised by the services you offer. General overhead stays separate, so you can compare what each line of work contributes.
What gets missed
The cash has arrived, but the work is still ahead. An annual insurance or software bill can make the opposite mess, with a year's cost sitting in a single month.
What I do
Client deposits and advance payments tracked against work still owed, with prepaid expenses spread over the period they cover. Cash and profit stay distinct.
What gets missed
Subcontractors, materials and client-specific subscriptions land in general expenses. It becomes hard to see what the work actually cost to deliver.
What I do
Client delivery costs separated from overhead. With Business Insight, supplier charges are compared with client billing where the records line up, so differences have somewhere to show up.
What gets missed
The invoice is the same every month. The hours aren't. If all wages sit in one payroll line, you can't see what extra revisions and unplanned work cost you.
What I do
Service delivery, sales and administration kept apart. With Business Insight and usable time records, labour and supplier costs are matched to clients and projects.
Buying another business, opening a second company or preparing to sell? That's a different scope from monthly bookkeeping. Fractional CFO work is available by arrangement for existing clients.
What you get every month
Clear reports by the tenth business day, with enough detail to understand the month and ask better questions about the next one.
Monthly Books covers the accounts. Business Insight adds client and project reporting using your billing and time records. I check what's available before you sign and tell you which reports I can produce.
Every monthly tier
Business Insight · from your records
Business Insight · looking ahead
Who this is for
Consultants, agencies, retailers, trades, hospitality and other small businesses. Whether you sell services, products, or a bit of both, we can discuss the fit.
Already have a bookkeeper?
A balanced bank account is a start. Connecting the books to your time and billing records is what helps you decide which contracts need another look.
Fair warning
None of the above works if I'm guessing. It's a short list, and most of it is records your team may already keep.
Thirty minutes on a call, no charge. We'll go through what your numbers can tell you today and what they can't.
